About Us

Your Trusted Local Public Adjusters

Welcome to Frank’s Estimating and Public Adjusting

When disaster strikes, navigating insurance claims can feel overwhelming. But with Frank’s Estimating and Public Adjusting, we make the process clear and stress-free. Serving  all of Minnesota and Wisconsin, we’re here to guide you every step of the way.

About Frank's Estimating and Public Adjusting

Serving Duluth, Superior, and all of Northern Minnesota & Western Wisconsin

At Frank’s Estimating and Public Adjusting, we specialize in making sense out of nonsense when it comes to your insurance claims. As a licensed and professional public insurance adjusting, appraisal, and umpire firm, we fight for policyholders—not insurance companies—to ensure you receive the full and fair compensation you deserve.

Locally Owned & Committed to Our Community

We’re not just here to help—we’re part of the community. We live here. We work here. We play here. That means we care deeply about the people, businesses, and families in our region.

Meet Our Expert

Frank Gothard

A dedicated business owner and public adjuster Frank is committed to helping property owners navigate the complexities of insurance claims. Frank is down to earth with a wealth of knowledge, who will help you understand the language in your policy that is designed to confuse you.

Whether you’ve suffered storm damage, fire loss, or another disaster, we are here to advocate for you and get your property—and your life—back to normal.